Getting Control Of Your Finances

Whether you're a millennial or a boomer you realize times are tough.

Rents high, foods more expensive then ever, our now cheap gas is going back up, etc.

So how does one survive this financial jungle? I'm going to share some of my own advice and show you some ways you can save money without sacrificing quality of life


Many people think networking is only for a business man. That's just not true as anyone could benefit from networking. For instance, food is so expensive these days that even being single is no longer cheap. So how can you eat for cheap without eating beans in a can every night? Create a "food plan" with your friend. You and a friend can split a food bill. The trick here is buying food in bulk. If you go to your nearest food store you wont get much bang for your buck. However if you and a friend go to a bulk food supplier and split the bill, you can lower your food bill and get more food then you normally would for almost half the price.
Internet-share wifi with a neighbor
Gas - Share a vehicle with you and your neighbor while splitting the gas bill

Roommates are a good option to, especially if you're single. I realize the wrong roommate can be a nightmare so be smart when picking your roomie out. By doing this your bills are cut in half, and you can finally move out of your parents basement!

Utilities such as the A/C will cost you the most. Turn it off or up whenever you're not home. To help keep your home cool use dark, thick curtains. Go for tile over carpet as it keeps the house cooler.

So we've went over some home habits, what about you're daily habits?

We went over food before, but what cost people another pretty penny is their beverages. Stop going to Starbucks, waiting in the endless drive through line to buy your $5 coffee. (Even if your coffee is cheaper, anything you buy daily adds up) Be smart and make your coffee at home. Same goes for those of you sucking down your $2 energy drinks three times a day. Be smart and cut out repetitive expenses.

I'm going to give you a goal: Save at least 10% of what you make every month for the next year. That's it. Some people save more but for someone that can't seem to get it going this is a good place to start.

Now I understand this plan can't work for everyone, each person has their own unique situation. But when it comes to saving you have to be creative. Not only that but you have to be willing to sacrifice. If you want to just get up everyday and grind then continue getting by with the same habits. But if you really want to live a different lifestyle where you're in control of you're finance you must get control of yourself and your daily habits first.

Any questions? Feel free to ask and I'll answer in my comments. If you'd like to contact me personally, my email is SunshineTrading772@gmail.com

Good luck!